First Republic Bank

Student loan debt is a common struggle.

80%

of working professionals with student loan debt consider it to be a very significant source of stress.¹

High interest rates present more obstacles.

Many professionals who completed school in the last decade took out student loans at interest rates upwards of

6.60%

23%

of students with a postgraduate degree and outstanding debt owed $100,000 and more.³

You can regain the advantage with refinancing.

First Republic offers one of the lowest fixed interest rates in the country for student loan refinancing.

Manage student loans with renewed confidence.

Adjust the terms of your existing loans, with the option to refinance into a shorter loan term to get out of debt faster.

First Republic delivers term options that fit your needs, including helping you to accelerate your payoff timeline.

Enjoy greater flexibility with a second student loan refinance.

Refinancing your student loan for the second time provides you with an additional opportunity to enjoy an even lower interest rate than you did the first time around.

First Republic could help you achieve savings over the term of your loan by refinancing your refinanced student loans.

Note that the Bank does not refinance existing First Republic Student Loan Refinancing loans.

Simplify your financial journey.

Students with education debt have an average of

3.7

student
loans⁴

First Republic can help you consolidate and keep track of your current debts in one easy-to-manage monthly payment — reducing the risk of missing payments and making it easier to know whom to contact when issues arise. So you can get ahead faster in your financial journey.

Let’s achieve your financial goals together.

First Republic’s Student Loan Refinancing solution could help you achieve savings and move on to other financial goals such as buying a car, a house or starting a family.

Refinancing your loan is only the first step to planning for your future financial needs. You may have reached a milestone, but your financial journey continues.

Discover how First Republic could help you get out of debt faster.

Or get in touch with a personal private banker to ensure you have the necessary financial guidance to go further.